Entity-wide risk management enables the City to meet its business and operating goals in ways that enhance operating efficiency and enhance the quality of community life. The Risk Management Division is responsible for protecting city employees, citizens and city assets from harm by researching and implementing decisions designed to minimize the risks of loss from occurring and managing the adverse effects of accidental and business losses when they do occur. The Division administers the City's internal self-funded and high deductible retention liability insurance and worker compensation programs. This Division also manages loss control, claims investigation and processing.